At ConsumerCoverage.com, we value your privacy and are committed to complying with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). This notice outlines the rights of California residents regarding their personal information, including the right to access, delete, correct, or opt out of the sale or sharing of their data. While we do not sell personal information in the traditional sense, certain sharing practices related to advertising may be considered a “sale” under California law. This page explains what information we collect, how it’s used, who we may share it with, and how you can exercise your rights under California privacy laws.

Personal Information We Collect​

We may collect the following categories of personal information from California residents:

Category Examples Collected
Identifiers Name, postal address, email address, IP address, phone number Yes
Personal Information under Cal. Civ. Code § 1798.80(e) Name, address, insurance history, driver’s license (if shared), etc. Yes
Internet Activity Browsing history, interactions with our website, clickstream data Yes
Geolocation Data Based on IP address (approximate location) Yes
Inferences Preferences or interests derived from user behaviour Yes

We do not knowingly collect or process sensitive personal information (as defined by CCPA) for the purpose of inferring characteristics.

Your Right to Access or Delete Your Information

You may request:

  • A report of what personal information we’ve collected, used, shared, or sold over the past 12 months.
  • Deletion of the personal information we’ve collected from you.

We may deny deletion if the information is necessary to:

  • Complete a requested transaction
  • Detect security incidents or prevent fraud
  • Comply with legal obligations
  • Maintain internal operations reasonably aligned with your expectations

How to Opt Out of the Sale or Sharing of Your Personal Information

Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents have the right to opt out of the sale or sharing of their personal information. Although ConsumerCoverage.com does not sell personal data for money, certain types of data sharing with advertising or analytics partners may be considered a “sale” or “sharing” under California law.   If you wish to exercise your right to opt out:   You can do one of the following:     We will process your request in accordance with applicable laws and may contact you to verify your identity before taking action. Your information will be used solely to fulfill your request.

Non-Discrimination Commitment

We will not treat you differently for exercising your privacy rights. However, some services (such as quote results) may require specific information to function properly. Refusal to provide such data may limit service availability.

“Shine the Light” – Marketing Disclosures

Under California Civil Code §1798.83 (“Shine the Light” law), California residents may request once per year a list of categories of personal information disclosed to third parties for direct marketing purposes. Submit your request to: hello@consumercoverage.com or 2035 N Mason Road #504 Katy, TX 77449 with “Shine the Light Request” in the subject line.

Minors & Privacy

Owner gathers non-personally identifiable information through the use of some or all of the following processes:

Cookies: Owner utilizes cookies to properly route Website users, customize users experience and to track user behaviour in order to determine appropriate marketing offers to target toward users. Cookies, by themselves, do not collect personally identifiable information. Owner provides links to advertiser and partner websites. These sites may choose to use cookies to better promote their products and services. To learn more about cookies, including how to disable them, please visit www.cookiecentral.com. Please be advised that certain areas of our Website can be accessed only in conjunction with cookies or similar devices and if you choose to disable cookies or similar devices, this might prevent you from accessing some of our content.

Usage Tracking: Owner tracks information related to the electronic mailings and web pages viewed by users, as well as the hyperlinks clicked by users while viewing our emails and the pages on our Website.

Log Files: Log files are used to track and monitor user activity on the Website.

Beacons: Owner’s mailings contain web beacons, or a piece of computer programming code that is used to associate a user’s interaction with our mailings, in order to tailor future campaigns to the user’s preferences. A web beacon is a small image that, when loaded, updates our database records. For example, if you receive an email about bowling and open that message, the database will be updated via the web beacon to indicate your interest in future bowling promotions.

Owner also creates reports on user demographics and usage patterns for our partners. This information allows our advertisers to market more effectively, and allows our users to receive advertisements that are more pertinent to their interests.

Owner reserves the right to provide aggregate or group data about our users for lawful purposes. Aggregate or group data is data that describes the demographics, usage or characteristics of our participants as a group.

Do Not Track

Our systems currently do not respond to “Do Not Track” signals. However, you may use the Global Privacy Control setting in your browser to express your privacy preferences.

Contact Us

For questions or to exercise your rights, please contact us:  
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